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  • Adviser AIFA: Relationship Banking (FAIS) at Absa Group Limited (Absa) April, 2025

    Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    Job Summary

    • To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations to address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes. The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs. Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.

    Job Description

    Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)

    • Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.

    • Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.

    • Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.

    • Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.

    • Follow all the steps in the designated client engagement process as specified by Absa Advisers.

    • Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.

    • Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers’ value proposition to the Bank and to the clients

    Accountability: Meet sales and/or growth targets

    • Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.

    • Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client’s financial needs.

    • Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.

    • Obtain the client’s consent to access his/her existing policy information by getting him/her to sign the relevant documents to get a comprehensive view of the client’s financial needs.

    • Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.

    • Generate and discuss a formal recommendation including product quote(s) for the client.

    • On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).

    • Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).

    • Submit the proposal forms to the relevant product providers for processing.

    • Ensure that the issued policy aligns to the recommended product.

    • Review the client’s portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.

    • Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.

    • Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.

    Accountability: Manage own commission earnings

    • Capture the correct Policy Relevant Information (PRI) number on the Commission system.

    • On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.  Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.

    • Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.

    Accountability: Practice Management

    • Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.

    • Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.

    • Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.

    • Participate performance development (PD) discussions as required by the Absa performance management standards.

    • Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)

    • Liaise with  Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services

    • Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).

    • Remain fit and proper as required for FAIS flagged roles.

    • Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities

    • Segment the client base according to profile, income potential and commission income.

    • Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice

    Accountability: Personal Development

    • Attend all the required training to attain accreditation to market Absa approved products.

    • Attend all the requisite internal training (i.e FAIS-related programs/courses).

    • Attain the required FAIS credits in order to attain Fit and Proper status

    • Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Accounting, National Senior Certificate/ Matric (Grade 12)

    Click Here To Apply

  • Tinubu shouldn’t seek re-election if he’s smart- former VP-candidate, Datti Baba-Ahmed

    The Vice-Presidential candidate of the Labour Party (LP) in the 2023 election, Datti Baba-Ahmed, has asked President Bola Tinubu to ditch any plans to seek re-election come 2027.

     

    Baba-Ahmed said this as a guest on ‘Prime Time’, an Arise Television programme, on Friday, April 18. The politician said he believes Tinubu’s “time is up,” adding that the signs of an electoral loss for the former Lagos governor could not have been clearer.

     

    “I expect Tinubu to throw in the towel if he is that smart politician. I’m not praising him at all. It’s not good to be what he is that I don’t want to say. He skipped 2007 and jokingly made Atiku (presidential) candidate, made Buhari in 2015, Buhari won, and then skipped 2019 and they stole 2023. If he is that smart, everything is there for him that he’s going to lose 2027. There are two possible candidates that I cannot mention, and they are the nemesis of Tinubu.

    Tinubu’s time has come.”he said

     

    Baba-Ahmed said the ruling All Progressives Congress (APC) is a lie, adding that former president Muhammadu Buhari did not develop Nigeria and did not provide security.

     

    “Buhari did not fight corruption. Neither will Tinubu ever do this. So going forward, I see APC losing this election. I see Nigerians somehow uniting. Listening to what someone like me is saying that, look, if you cannot practise this democracy, it’s not for you. And then Nigerians will decide to come out and practise democracy for the first time.

    And then bad leadership will begin to have no hiding place in Nigeria.

    And then gradually, we’ll begin to heal our land, we’ll begin to recover, we’ll begin to unite and take each other as fellow Nigerians, brothers and sisters. Their time is up.” he said

    Source: Linda Ikeji

  • Here Are All Google Pixel Phones That Will Get Android 16

    The best part about joining Team Pixel is that you get to enjoy the latest Android flavors as soon as they are released, whereas your pals are still stuck with previous versions. Since Android 16 is coming out early this year, you may be wondering if your Pixel is eligible for this mid-cycle update. Fear not, just take a look at this list of all Google Pixel devices that will receive Android 16.

    Android 16: List of Supported Google Pixel Phones

    Google is currently testing the public beta of Android 16 on all supported devices, and they have also extended the update cycle for Pixel 6 and 7 series devices back in December. This means your Pixel will likely get the update. Just to be sure, cross-check your phone with the list of supported devices:

    • Pixel 9a
    • Pixel 9 Pro Fold
    • Pixel 9 Pro XL
    • Pixel 9 Pro
    • Pixel 9
    • Pixel 8a
    • Pixel 8 Pro
    • Pixel 8
    • Pixel Tablet
    • Pixel Fold
    • Pixel 7a
    • Pixel 7 Pro
    • Pixel 7
    • Pixel 6a
    • Pixel 6 Pro
    • Pixel 6

    What’s New in Android 16?

    Image Credit: Beebom

    Android 16 brings several useful and quality-of-life changes to your existing Google Pixel phones. Most of what’s new is under the hood, or will arrive later with QPR builds and Pixel Drops. However, some highlight features include Live updates like iOS, Bluetooth audio sharing, resizable windows for larger screens, and predictive back gesture in third-party apps.

    Android 16: Potential Release Timeline

    The update should be rolling out to your device somewhere around May or early June, as it has already received its possibly final beta. If you don’t want to wait for the final release, then you can learn how to install Android 16 beta and get the update right away.

    That’s all we had for this list. Hopefully, your Pixel cut this year is eligible to receive the upcoming update. It is honestly quite good on Google’s part to not only honor the updates, but to extend them further for older devices.

    Anshuman Jain

    As a tech journalist, I dive into the ever-evolving tech landscape with a particular interest for smartphones, apps, and gaming. With a passion for sharing insights, my articles blend expertise with a friendly touch—think of me as your friendly neighborhood tech support.


    Source: Beebom

  • Microsoft Makes Copilot Vision Free in Edge Browser

    Microsoft has announced a new feature, Copilot Vision. It’s an addition to its artificial intelligence assistant, Copilot, and is currently free to utilize in the Microsoft Edge browser. This feature goes way beyond what a typical voice assistant can do. It has the ability to read what appears on your screen and respond to voice commands in real time.

    What Can Copilot Vision Do

    Copilot Vision makes it easier for users to talk to their browser. You can communicate with it by tapping on the microphone icon in Edge. The assistant, once activated, listens and acts on what you can see on your screen.

    For example, if you are reading a recipe online, Copilot is able to list out the ingredients or walk you through each step. If you’re looking at a job posting, it’s able to offer tips or walk you through an interview. This is helpful to get the information you need without having to click over and re-search.

    However, Microsoft does not recommend the use of the feature to review sensitive documents, including résumés. It’s better to verify them by hand to avoid errors or privacy violations.

    Free Features vs. Pro Access

    Copilot Vision’s basic version at no cost is offered to every Edge user. It comes with voice interaction and screen scanning. When you activate the feature, the browser visually signals and beeps. It lets you know it’s listening. The assistant is turned off when the browser is closed or when you close the session.

    For higher-end functionality, Copilot Pro can be upgraded to by users. Copilot Pro is not only available within Edge but also within apps like Photoshop, video editing, and even videogames like Minecraft. It possesses more advanced integration and more AI-enabled tools.

    A New Way to Browse

    Copilot Vision speeds up and streamlines web browsing. It turns your screen into an interactive space where you can ask for help, get answers, or navigate yourself—just with voice.

    It’s available to use. You just need Microsoft Edge. Have you tried it yet? Leave your feedback!

    Disclaimer: We may be compensated by some of the companies whose products we talk about, but our articles and reviews are always our honest opinions. For more details, you can check out our editorial guidelines and learn about how we use affiliate links.Follow Gizchina.com on Google News for news and updates in the technology sector.

    Source: Giz China

  • Meta woos Microsoft, Amazon to help fund development of its Llama models

    Tech giant Meta allegedly asked Microsoft, Amazon, and other companies to contribute to the development and dissemination of their open-source large language model, LLaMA (Large Language Model Meta AI).

    Meta’s larger plan to build an ecosystem around LLaMA that can compete with the supremacy of OpenAI models—which Microsoft strongly supports—and other proprietary AI systems includes this approach.

    The possible need for shared financial support from partners is directly supported by the construction of massive and intricate models like Llama 4 Behemoth, which require a great deal of processing power and sophisticated engineering.

    This financing appeal takes place in tandem with Meta’s plan to manage additional expenses from thorough safety tuning and possible legal data concerns while integrating Llama technology broadly across its platforms.

    Meta has dedicated resources to tuning Llama 4 for specific outputs and safety. The company publicly stated its goal was countering perceived political biases in LLMs, noting, “It’s well-known that all leading LLMs have had issues with bias—specifically, they historically have leaned left when it comes to debated political and social topics… This is due to the types of training data available on the internet.”

    Source: Ripples Nigeria

  • Wolves missing 5 stars for Manchester United clash


    Image Credits: Getty Images

    Wolverhampton Wanderers could be without five players for Sunday’s Premier League trip to Old Trafford to take on Manchester United.

    With just six league games left of the league season, both teams will hope to ensure they start their finish to the season strongly.

    After a brief relegation scare, Wolves have stabilised since the appointment of Portuguese coach Vitor Pereira.

    With a 14-point buffer to 18th-placed Ipswich Town, who face Arsenal on Sunday, the West Midlands club could secure Premier League safety this weekend with a win.

    Victory at Old Trafford would also mark the club’s fifth straight top-flight win, a feat they have not achieved since 1970.

    Following a chaotic Europa League quarter-final win on Thursday, Manchester United could leapfrog Everton into 13th place if they win, but attention may already have shifted to a semi-final first leg against Athletic Bilbao in May.

    Wolves could go level on points with the Red Devils on Sunday, but could be without five players for the trip to Manchester, according to Pereira.

    “(Jean-Ricner) Bellegarde, (Matt) Doherty and Hee Chan [Hwang], they are trying to come back”, Pereira told the media.

    “They don’t have serious injuries, but they are trying to come back to help us in the game, and we’ll see. We have one more training tomorrow and I must decide and make those decisions tomorrow.”

    Sam Johnstone and Pedro Lima will also be missing after struggling with injury issues, the coach confirmed.

    Manchester United target Matheus Cunha is likely to come into the starting line-up to replace Bellegarde, should the Frenchman not be available.

    The Brazilian forward scored against Tottenham Hotspur off the bench last week, in a rout that saw Wolves put four goals past Spurs keeper Guglielmo Vicario.

    In-form striker Jorgen Strand Larsen is set to continue up front, after scoring four goals in his last three appearances.

    CLICK HERE TO JOIN THE CENTRE DEVILS WHATSAPP GROUP CHAT NOW!

    Source: Centred Devils

  • Unlocking the secret of how mitochondria convert sugars into energy

    After 50 years of mystery, researchers at the University of Cambridge have revealed how a molecular machine inside mitochondria enables cells to generate energy from sugars, a process crucial to all life on Earth. Using cryo-electron microscopy, the team uncovered the structure and function of the mitochondrial pyruvate carrier at the atomic scale.

    This carrier transports pyruvate, a byproduct of sugar breakdown, into mitochondria—the cell’s powerhouse—where it helps boost energy production 15-fold in the form of ATP, the cellular fuel. The process is akin to canal locks: the carrier’s outer gate opens to admit pyruvate, closes, then opens an inner gate to release it into the mitochondrion.

    Understanding this mechanism may lead to treatments for diabetes, fatty liver disease, Parkinson’s disease, certain cancers, and even hair loss.

    Blocking the pyruvate carrier could redirect cells to alternative energy sources like fats or amino acids. This approach might treat fatty liver disease by utilizing harmful fat deposits in the liver or starve pyruvate-dependent cancer cells, like those in prostate cancer, by cutting off their energy supply.

    Supercomputers reveal the secrets of cell’s energy

    Potential applications extend to reversing hair loss by promoting lactate production in hair follicle cells when pyruvate entry is blocked.

    Professor Edmund Kunji, who led the study, noted that understanding how this carrier works offers exciting opportunities for structure-based drug design. Cryo-electron microscopy has allowed researchers to visualize how drugs bind to the carrier, creating the potential for more effective, targeted therapies.

    “This discovery opens the door to transformative advancements in medicine,” said Professor Kunji. “It’s a game-changer for understanding mitochondria and their role in health and disease.”

    Journal Reference:

    1. Maximilian Sichrovsky et al., Molecular basis of pyruvate transport and inhibition of the human mitochondrial pyruvate carrier, Science Advances (2025). DOI: 10.1126/sciadv.adw1489

    Source: Tech Explorist

  • JAMB Adjusts 2025 UTME Date, Asks Candidates To Print Slips

    The Joint Admissions and Matriculation Board (JAMB) has made a last-minute adjustment to the 2025 Unified Tertiary Matriculation Examination (UTME) date, moving the commencement from Friday, April 25, 2025, to Thursday, April 24, 2025.

    According to JAMB, the change was necessitated by essential commitments by the board and its partner agencies.

    A statement signed by JAMB spokesperson on Saturday, Dr Fabian Benjamin, disclosed that candidates can now print their notification slips, which contain vital details such as examination date, venue, time, and other essential information.

    To print their notification slips, candidates are advised to visit JAMB’s website, click on “2025 UTME Slip Printing”, and enter their registration number to access their slips.

    JAMB also advised candidates to print their slips and familiarise themselves with their examination centres at least one or two days before the examination date to ensure a smooth experience on exam day.

    “It is strongly advised that candidates print their slips and familiarise themselves with their examination centres at least one or two days before the examination date. This preparation will help ensure a smooth experience on exam day.

    “To reiterate, the 2025 UTME will begin on Thursday, April 24, 2025. Candidates are advised to print their Examination Notification Slips at least a day before the exam to confirm their examination dates and locations, making it easier to access their centres on the day of the examination.

    “Please note that candidates will be assigned to centres within their chosen examination towns; no candidate will be placed in a centre outside their selected town,” the statement said.

    JAMB Adjusts 2025 UTME Date, Asks Candidates To Print Slips is first published on The Whistler Newspaper

    Source: The Whistler

  • Loan Collection Officer at Co-matrix Collection Service Limited

    Co-Matrix Collection Service Limited is a collection service provider that deal with helping various loan agencies in retrieving back their bad-loans as fast and effectively as possible. And we will build a professional team with experienced collectors for every loan agency, providing SMS, calls, emails, social media and field visit to remind and encourage overdue customers to make repayments.
    The Ideal candidate should understand how to manage clients.
    Make calls to customers to pay their outstanding debt.
    Send messages to customers.
    Guide customers through the payment process.
    Persuade reluctant customers to make payments promptly.
    Meet weekly and monthly targets.
    Give proper and correct report of work.

    Requirements

    Interested candidates should possess a Bachelor's Degree, HND or NCE in relevant fields with 0 – 1 year work experience.
    Must be computer literate.
    Should be willing to work from the office (Monday-Saturday)1 day off,5 days at work.

    Click Here To Apply

  • Business Development Manager at Absa Group Limited (Absa) April, 2025

    Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    Job Summary

    • To provide defined end-to-end relationship management services with stakeholders in respect of Trusts, which include Inter vivos Trusts, Testamentary Trusts, Curatorships, Policy Trusts, Road Accident Fund Trusts and Medical Claims Trusts, to ensure the retention of existing clients, as well as to secure new sources of business and accumulation of assets under management from these sources.

    Job Description

    Accountability:  Stakeholder Management and Customer Service 

    • Build strong relationships with existing book of business sources (attorneys, private clients, insurance institutions, Road Accident Fund and the Department of Health).

    • Build and secure new relationships with business sources (attorneys, private clients, insurance institutions, Road Accident Fund and the Department of Health).

    • Build strong relationships with the stakeholders, Master of the High Court, Road Accident Fund, Department of Health, South African Revenue Services, and other relevant institutions. 

    • Build strong relationships with various delivery channels (AIFA, IFAs, Wealth etc.). 

    • Effectively communicate developments within areas of activity to all relevant stakeholders.

    • Liaise with various Business Unit Heads within Absa Group.

    • Liaise with Absa Trust Legal and Compliance to ensure alignment within Absa Trust in the areas of technical legal and compliance matters.

    • Deal (telephonically, electronically, written communication, correspondence, and face-to-face) with clients internally and externally on a professional basis to ensure a high customer service standard. 

    • Resolve customer complaints within agreed timelines. 

    Accountability:  Advisory Services

    • Provide technical training in the specialized area of Trust Services and ensure transfer of skills to the administrative staff.

    • Provide technical support to all relevant stakeholders. 

    • To consult directly with clients regarding current and future client value propositions in respect of Trust Services.

    • To provide expert inputs as required in strategic projects / initiatives, forming a key part of the Trust Services offering. 

    Accountability:  Generation of Assets Under Management / Administration 

    • Ensure individual annual targets are met in line with the scorecards (new business, existing business and clients).

    Accountability:  Marketing and Awareness

    • Design marketing material and relating collateral in respect of Trusts Services in collaboration with Regional Managers and General Manager: Trust Services. 

    • Plan and arrange marketing events and seminars in collaboration with the A&I marketing team, the Regional Managers and the General Manager: Trust Services.

    • Promote and drive the awareness of Trust Services offering in the industry or market by making use of all the promotional and marketing material relating to Trust Services and by presenting the concept to the selected clients at special events and seminars. 

    Accountability: Compliance

    • Adhere to ABSA compliance requirements and industry related legislations in order to maintain a high standard of service. 

    • Adhere to business processes and controls practice; non-adherence may lead to disciplinary actions.

    • Complete all compulsory compliance and legislation training within the required timeframes as prescribed by Absa Risk.

    • Adhere to risk and compliance policies in terms of Environmental Health and Safety, Information Security, Records Management and Money Laundering, Sanctions etc. 

    Experience

    • 3 years’ experience in the Fiduciary Industry or Legal Fraternity Equivalent.

    • 3 years’ experience in the Sales and Marketing industry or equivalent.

    • 3 years’ experience in Business Development in Trusts, which include Road Accident Fund Trusts and Medical Claims Trusts.

    • Additional: One year experience in managing people.

    Qualifications

    • B-degree in Law (B Proc/B Juris/LLB)

    • BCom Degree in Financial Planning, BCom Law, BCom Equivalent.

    • NQF5 qualification or higher

    • Additional: Certificate in Trust and Estate administration or Tax Law

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Law (Required)

       

    Click Here To Apply