Job Description
This role uses specialist technical knowledge to assess risk for the business and/or specific products. The incumbent is individually accountable for achieving results through own efforts.
Uses specialist technical knowledge (medical or financial) to assess risk for business and/or specific products (Underwriter – inclusive of Financial Risk assessment, Age Assessment, Health Risk (Anti Selection Risk) based on size and cover, governance assessment, Quality management all done within the underwriting guidelines and product rules.
Uses specialist technical knowledge to evaluate and manage the validity of contracts and determine and manage the liability of claims (Assessor).
Determines, selects and accepts risk and/or liability on behalf of the organisation (either medical or financial).
Evaluates proposals and medical / financial evidence against business rules and practices.
Exercises discretion in decision making within standardised practice.
Acts as mentor and coach for new staff.
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