FairMoney is a digital platform in Nigeria that allows you access instant loans in a few minutes through our android app.About the role
You will be working as a Risk Analyst in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria. Your mission is to ensure portfolio performance according to the company OKRs, offering the best-tailored credit services to as many clients as possible. Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same.
As the Risk Analyst for the Nigerian business, you will be part of a team that plays a critical role in managing FairMoney's ability to grow in the market. You will be one of the key stakeholders and contributors in decisions revolving around the business and product strategies.
Role and responsibilities
Assist in the development of collections strategy.
Strategic campaign planning and optimization of new and existing collections models.
Utilize data sets to perform analytics and propose solutions.
Own the collections performance metrics– recovery rates, roll rates, dialler metrics, collections operational metrics
Collaborate with Collections Operations team on a daily basis.
Communicate the performance results and other findings with the respective stakeholders
Design and implement experiments to optimize recoveries.
Implementing the best possible methodologies in improving collections performance.
Requirements
At least 2 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
Expert in credit risk analysis/underwriting principles, methods, and practices
Proficient SQL user, with reasonable experience with BI tools like Tableau, PowerBI, or similar
Strong quantitative analysis experience
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
Strong communication skills
Click Here To Apply