Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.
Conducting credit search from an approved Credit Bureau for facilities.
Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
Good knowledge of the bank’s products, policies and regulations.
Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.
Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
Prepare reports about the degree of risk in lending money to clients.
Analyze client records and using the data to recommend payment plans.
Confer with credit associations and references to exchange credit information on clients.
Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.
Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.
Bachelor's Degree in in any discipline.
At least 3 years of experience on a similar position.
Professional qualification will be an added advantage.
The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.
N70,000 – N150,000 monthly.
Click Here To Apply