Creditville Limited is an asset management company and a private lending institution registered in Nigeria. Creditville target customer base includes individuals on paid employment and SMEs in Nigeria. Creditville operates as a viable institution by hinging its services and operations on global best practices.Job Summary
Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.
Duties & Responsibilities
Identify new prospects and build relationship with them.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Compute payment schedules.
Submit applications to second level officers for verification and recommendation.
Maintain market intelligence on industry competition and report accordingly.
Assist in preparation of proposals and presentations.
Review and update credit and loan files.
Handle customer complaints and take appropriate action to resolve them.
Market company products to individuals and firms, promoting services that may meet customers' needs.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Key Performance Indicators
Number and amount of new loans booked
PAR percentage of the total portfolio
Repayments received monthly
Interest Income earned on Portfolio.
Qualifications
First Degree in any discipline from a reputable organisation.
Experience
Minimum of 2-year work experience.
Technical Skills:
Deciding and initiating action
Attention to Detail
Leadership
Negotiation
Writing and reporting
Planning and organizing
Computer appreciation skills (Microsoft Office).
Behavioural Skills:
Interpersonal
Relationship management
Presenting and communicating information
Relating and networking.
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